Building stronger financial futures for Atlanta residents

Bank On Atlanta works to connect everyone to safe and appropriate financial products and services.
Bank On Atlanta is a collaboration between financial institutions, community-based organizations and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our members also offer services and educational resources that help empower individuals and families to improve their financial capability, health and independence.
Atlanta residents are unbanked

and 8% of residents are underbanked.
of U.S. households are unbanked.

Approximately 14 million adults are unbanked, without a checking or savings account.
Unbanked cost per family

Being unbanked can cost $40K over a lifetime due to use of costly alternative financial services for routine financial transactions
50 million
underbanked adults nationwide

More than 50 million adults are underbanked nationwide, relying on some fringe financial services.

Bank On National Account Standards

The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features.

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The Present and Future of Bank On Account Data

A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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An Evaluation of Financial Empowerment Centers: Banking Status

Summary of findings about outcomes achieved through Financial Empowerment Centers.

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Our Coalition
Join us in connecting Atlanta residents to better banking products and making our community a safer, more accessible place to bank.
Bank On Atlanta coalition members are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allows them to increase assets, and strengthen their financial stability.
Our Partners

1st Choice Credit Union

Access to Capital for Entrepreneurs

Atlanta Habitat for Humanity

Atlanta Community Food Bank

Bank OZK

Cadence Bank


Chase Bank

Credit Union of Atlanta

Department of Watershed Management

Georgia Micro Enterprise Network

Georgia Watch

Georgia’s Own Credit Union

Iberia Bank

Invest Atlanta

LiftFund, Inc.

Money Management International

On the Rise Financial Center

Operation Hope

Red Shield Services, subsidiary of Salvation Army

Regions Bank


Salvation Army

Synergies Work, Inc.

Unity National Bank

United Way of Greater Atlanta

Urban League of Greater Atlanta

US Department of Housing and Urban Development

US Small Business Administration

Wells Fargo

Women’s Entrepreneurship Initiative



These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.