Certified Accounts
Bank On certified accounts are available in Atlanta
Financial Institutions across Atlanta offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards. Bank On certified accounts offer no overdraft or hidden fees; a low minimum opening deposit; free deposits and withdrawals; and a low monthly fee. Want your financial institution to join the list? Get in touch with the CFE Fund and learn more!
A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 63 million adults across the nation rely on costly alternative financial services – like check cashers, payday lenders, and pawn shops – for routine financial transactions.
These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Certified accounts are $5 or less per month, with no unpredictable fees.
Certified accounts always allow free deposits, free withdrawals, and free bill payments.
1st Choice Credit Union Freedom Checking Account
Bank OZK Freedom Advantage Checking
Credit Union of Atlanta EZAccess Account
First Horizon Bank Access Checking Account
Georgia Primary Bank E Smart Checking
Georgia’s Own Credit Union Bank On Account
Woodforest National Bank WBank Account